UIAS-USA — United Independent Agents Syndicate
75%–145% Comp · Day-1 Book Ownership · 30-Point Agent Advantage · BBB A+ Accredited
UIAS-USA (United Independent Agents Syndicate) is a DBA of Leader Life Financial and Investment Solution — the BBB A+ accredited parent legal entity (leaderlifefis.com), founded in 2020 and headquartered in Houston, Texas. UIAS-USA was launched in 2025 as a truly independent IMO built around one principle: agents own their book of business from day one and keep the maximum share of every premium. Founder: Simon Mekika.
We charge ZERO platform fees and ZERO signup fees. Personal compensation ranges from 75% to 145% of target or annualized premium, with 175% total field payout, 30% generational overrides down to 8 generations, and 12% first-generation annuity overrides. We work with 72+ top-rated carriers including Banner Life, Legal & General America (LGA), Equitable Financial, Midland National, Mutual Trust Life, Principal Financial, United Home Life (UHL), Great American Life, Foresters, Columbus Life, F&G, and Mutual of Omaha — most with 100+ years in business.
Why Choose United Independent Agents Syndicate?
The 30 reasons our agents never leave:
- Build a truly independent business in the financial and insurance industry that belongs to them 100%.
- Become fully vested from day one of joining with full ownership and control of your book of business and agency.
- The most agent friendly contract that spelled out your ownership and full independence levels with no restrictive contract clauses or hidden tricks in the fine prints.
- Enjoy highly competitive compensation schedules ranging from 75 to 145% of target or annualized premium whichever is less.
- No Reducing Factor on Commission grids.
- No Company Calculated Target Premiums designed to steal your hard-earned commissions.
- Earn up to 30% Generational Overrides + bonuses on every policy issued in your agency and down to 8 generations deep.
- No Signup fees! No Platform Fees.
- An AI-powered Client Acquisition System to help you take your business to the next level and win big.
- A legacy ownership program that protects your business and comes with a contractual buy out ranging from 10 years to infinity if you become disabled, retired, or died.
- Work with over 72 top rated financial institutions and insurance carriers most of which have been in business for over 100 years.
- Direct Carrier Contracts with you doing business as an entity or an individual, and NOT as license only agent LOA.
- Additional Production bonuses paid directly by carriers with no middleman's cut on your bonuses.
- Matchless integrity and exceptional leadership to help you take your business to the next level.
- Top notch training and mentorship designed to transform any agent from novice to expert within the first week of joining.
- Up-to-date quoting tools for accurate, life insurance, annuities, and IUL quotes.
- An agent back office that is fully loaded with cutting-edge technological and marketing tools to help you dominate your niche.
- An excellent social media campaign builder tool to help you acquire, nurture and convert total strangers into ready and willing to buy clients like clockwork.
- Simplify Contracting and onboarding systems to help you hit the ground running.
- Simplified commission calculators for easy understanding and accountability.
- Real-time underwriting support for seamless processing of your policies.
- No commission delays as you are paid directly by carriers.
- No Exchange Leg Rule and No split Agent Rule.
- Automated email alerts that enable you to track your agency performance and production in real-time.
- Highly optimized agency dashboard that gives agency owners full visibility of their agency real-time performance at a glance.
- A team of talented agent and client support crew that is there 24 hours round the clock and seven days a week to help resolve all system related issues, provide agents and clients support and much more.
- All paid-for company trips to some of the most exotic places in the world.
- Built-in AI-powered lead generation funnels that turn every interaction into an opportunity to do business.
- No exchange leg rule, no split agents rule. We help you build your business with no strings attached.
- Never before seen Companywide profit sharing: Earn up to 30% affiliate commissions working with us.
Real Agent Track Record
- Andy — A school teacher who joined UIAS and built a $112,000/year income while helping others.
- Jess — A stay-home mom who joined UIAS and grew her business to $250,000 on a rolling 12-month basis.
- Elena — Was making $35,000/year on final expense alone. After joining UIAS and gaining access to custom business insurance solutions, she closed her best quarter at $250,000 in Q4 2025.
- Simon (founder) — Built from scratch to $1,000,000 in annual passive income while serving and mentoring others.
Tech Stack — Built for Independent Agents
- NexusOS Enterprise CRM — best-in-class CRM for the insurance marketing industry, included free with your agent seat (app.uias-usa.com).
- Elite Growth System Builder — pre-built funnels, landing pages, and websites you can launch in minutes (uias.app).
- NextGen AI — AI co-pilot for insurance agents: quote prep, objection handling, follow-up sequences.
- Funnel AI — generates client-acquisition funnels from a single prompt.
- Mobile App Builder — no-code branded mobile apps for agents.
- AI Video Studio — agent-branded video production at scale.
- Elite Marketing Hub — all of the above in one place (app.elitemarketinghub.ai).
Limited-Time Welcome Offer
The first 20 agents joining UIAS this month producing $20,000+ in monthly volume qualify for the complete UIAS marketing suite — 20+ landing pages, websites, smart funnels, and AI conversational nurture — worth over $10,000/month in marketing fees elsewhere, included at no extra cost.
Five-Property Ecosystem
Key Facts
- Legal entity: Leader Life Financial and Investment Solution (BBB A+ accredited parent, founded 2020). UIAS-USA, UIAS, Leader Life Financial, and Elite Financial and Insurance Services are DBAs.
- Headquarters: Houston, Texas
- Personal compensation: 75% to 145% of target/annualized premium
- Total field payout: 175%
- Generational overrides: Up to 30% down to 8 generations
- Annuity 1st-gen override: 12%
- Carriers: 72+ top-rated financial institutions and insurance carriers
- Fees: Zero signup fees. Zero platform fees.
- Release: Immediate Release on Separation — no release-letter games
- Contracts: Direct Carrier Contracts as entity or individual — NOT LOA (Licensed Only Agent)
- Payment: Paid directly by carriers — no commission delays, no middleman cuts
- Support: 24/7 agent and client support team
Who We Serve
For Agents: Licensed insurance agents seeking the highest comp in the industry with zero platform fees, agency owners wanting to build a truly independent business they own 100%, financial advisors looking for direct carrier contracts across 72+ top-rated carriers, and new agents seeking world-class training and mentorship to go from novice to expert in one week.
For Clients: Individuals, families, and business owners seeking estate planning, tax-free retirement (IUL/LIRP), survivor protection, mortgage protection, income protection, long-term care, disability insurance, college planning, buy-sell agreements, executive bonus plans, key-employee insurance, pension optimization, Roth conversion strategies, generational wealth, and living benefits up to $1.5M.
Visit uias-usa.com to learn more or join our team.